Here at Boardwalk Contractors, we work will ALL insurance carriers and are HAPPY to help you with yours. However, BEFORE you call your insurance company or agent to report your loss – We Suggest that You CALL US FIRST!
So, when you experience a water, mold, fire or smoke disaster in your home or business – Call the Experts at BOARDWALK CONTRACTORS FIRST! You’ll be glad you did.
In simple terms, claims propensity is a mathematical equation that many insurance company’s use to help determine the likelihood of an insurance claim. It helps them to determine “risk”. It helps an insurance company determine how likely you are to have a claim on your insurance policy. And by determining claim propensity it can aid the company in setting (or increasing) your insurance premiums.
There are many things factored into the equation and for some insurance companies the “notification of loss” is part of the factor – REGARDLESS OF WHETHER THERE ARE MONIES PAID OR NOT. In other words, it is possible that if you experience a loss in your home or business and you simply “inquire” to your insurance company about it being covered – you could experience an increase in your insurance premiums even if it didn’t turn into a claim.
This doesn’t happen with all insurance companies but BEFORE YOU RISK IT – Give us a call here at Boardwalk Contractors. We can help you decide which is the best course for you. Besides that – Our Advise is FREE.